MERIT is the Workforce Registry and official system of record for early learning professionals in Washington State. It is an online system used to record and recognize the growth and achievements of the early learning field statewide. In MERIT, you can build a professional profile to: The information collected helps policymakers identify and ... Oct 12, 2023 · What is the Merit Platinum Merchandise Credit Card? The Merit Platinum Merchandise Credit Card is a store card that can be used for online shopping at Horizon Outlet. What is the credit line and APR offered by the Merit Platinum Merchandise Credit Card? The card offers a credit line of $750 with a fixed 0% APR. We would like to show you a description here but the site won’t allow us.Merit International 1:350. Enterprise sailed off the South American for her shakedown cruise and operated off of the east coast of the United States and the Caribbean Sea until Apr 1939. Transferred to the Pacific, she trained navy pilots on carrier operations. When Pearl Harbor was struck by the Japanese in Dec 1941, she was en route from …Wo Long: Fallen Dynasty Trophy Roadmap. Estimated trophy difficulty: 5.5/10; Approximate amount of time to platinum: 40+ hours (skill-dependent); Offline Trophies: 51 (1, 2, 9, 38); Online Trophies: 0; Number of missable trophies: 0; Glitched trophies: there are no officially bugged trophies, but several players have reported issues with collectible …Along with your Horizon Member Benefits, your Horizon membership offers you additional access to the following services. The Horizon Outlet offers card holders a premium online shopping experience like no other. Selections are updated weekly! Take advantage of our members only privileges and 0% interest today! NEW items added daily!Is meritplatinum.com legit or a scam? Read reviews, company details, technical analysis, and more to help you decide if this site is trustworthy or fraudulent.The Benefits of Online Shopping. The ease and convenience of online shopping has made it a popular choice for shoppers looking to save time and money. With a few clicks of a mouse, you can find everything from the latest fashion trends to the perfect gift for a loved one. Plus, you can often find better deals online than you would at a brick ...The Benefits of Online Shopping. The ease and convenience of online shopping has made it a popular choice for shoppers looking to save time and money. With a few clicks of a mouse, you can find everything from the latest fashion trends to the perfect gift for a loved one. Plus, you can often find better deals online than you would at a brick ...Platinum Honors builds on the benefits of the Platinum tier and includes a credit card reward bonus of 75%. Platinum Honors is the sweet-spot for many Bank of America Preferred Rewards program ...We, at The Daily Beast, take pride in helping you keep more money in your back pocket whenever we can. This is why our team meticulously scour the internet to gather all the finest deals and Merit Platinum coupon codes we come across to provide you with a consolidated, easy-to-access list of potential savings! Dedicated to assisting you in …Merit Platinum is ideal for people who don’t have a credit history, or who don’t have the ideal credit required by other cards. It also offers perks including credit monitoring and … After completing our fast and easy application process, you will receive a $500 merchandise credit line from Merit Platinum. Manage and Protect Your Credit Protect your credit with 24/7 monitoring, annual credit report updates and up to $1,000,000 in Identity Theft Insurance! Overview. Megatouch XL is a multi-game arcade machine developed and released by Merit Industries for arcades (using PC-based hardware) in 1997.. The sequel to the original Megatouch line of machines, Megatouch XL features new hardware based on PC computers (with higher-quality graphics, higher-fidelity sound, and improved game speed). Along …Step 1: Go to my.uah.edu. Step 2: Log in using your ChargerID and Password. Step 3: Under the "Financial Aid" tab, select AWARD. Step 4: Click on: AWARD FOR AID YEAR. Step 5: Select Aid Year. Step 6: Go to the tab labeled "Accept Award Offer". Step 7: Click the "Accept All Awards" button or accept the selected award. If you are a Website visitor ('Visitor'), you may use the Website in order to obtain information about Merit Platinum and the Service and to apply for a Merit Platinum Account. Visitors are not authorized to access any content and/or data available to those individuals that are Merit Account holders. License Grant: As a Visitor to the Website ... MERIT is the Workforce Registry and official system of record for early learning professionals in Washington State. It is an online system used to record and recognize the growth and achievements of the early learning field statewide. In MERIT, you can build a professional profile to: The information collected helps policymakers identify and ... Fees, Rates, & Cost Disclosure. APPLY NOW. If you have less than perfect credit or no credit, then Merit Platinum is perfect for you. $750 Merchandise Credit Line. Exclusive Member Benefits. Start Shopping Right Away! The Merit Platinum card is a part of the Horizon Card Services family of credit products. Since 2006, Merit Platinum has since established itself as one of our premier brands with thousands of highly satisfied card holders. Please see Terms and Conditions for specific card features and benefits. Product support resources. Virtual in-service & product support videos. Please consider setting up a call with your Merit Account Executive to review these In-Service videos together to obtain additional product knowledge and insights.Discover UAH find out what makes UAH the place you'll call home; Apply for Admission tell us your situation and we'll walk you through the admission process; Financial Aid scholarships, grants, loans, and work study opportunities are abundant at UAH; Admitted Students once you're admitted, we'll give you all the info you need to enrollBuy Tiny Platinum Star Enamel Badge online from School Merit Stickers. Wide range in stock. Great prices. Free delivery over £30. View prices online! Home; Contact Us; ... School Merit Stickers. 32 Henry Road, New Barnet. Hertfordshire. EN4 8BD. Get In Touch Today. Monday – Friday : 08.00 – 16.30. Call 0800 068 1009.There is no annual fee and an instant approval. I put 100 bucks in it because it's a secured card but it helped and since then I have applied to discover student card with a much … Merit Platinum is a merchandise card that allows you to shop at their online store www.thehorizonoutlet.com with an initial unsecured credit limit of $750. You can get 0% APR, free roadside assistance, universal RX and credit monitoring with this card. No credit or employment checks required. After completing our fast and easy application process, you will receive a $500 merchandise credit line from Merit Platinum. Manage and Protect Your Credit Protect your credit with 24/7 monitoring, annual credit report updates and up to $1,000,000 in Identity Theft Insurance! Feb 28, 2022 · To provide advertising and marketing services. For security and fraud detection, and to debug and identify and repair errors to functionality. To verify, maintain, and improve our products and services. To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations. Aug 2, 2022 · Please contact our Customer Service Department to learn more about accessibility support services. In writing to: Reliant Holdings, Inc PO Box 1275 Indiana, PA 15701. By phone at 1-800-822-9569, Monday through Friday from 8:30 AM to 8:00 PM ET and Saturday from 9 AM to 6 PM ET (excluding holidays) Or by email at [email protected] merit platinum Members who maintain: (a) a checking account with a monthly direct deposit 1 of at least $1,000, (b) at least three (3) different additional products from the Qualifying Products list, and (c) a $10,000 minimum average daily balance in total deposits and/or loans with Meriwest Credit Union, excluding Meriwest Mortgage loans -OR ... Merit Score is for growing Merit Mastery Gold / Platinum / Diamond Insignia. Using Merit Medal Exchange Ticket, player can exchange for national medal from designated NPCs. Capella: War Lobby: Contribution Officer – Olivia. Green Despair: Dispatcher Officer – Ahyidereun. Procyon: War Lobby: Contribution Officer – Kyle.May 27, 2020 · The Merit Platinum card is one that has limited uses and benefits. Its $500 credit line can only be used at the online department store, Horizon Outlet. For Horizon Outlet fans, this card is worth considering. However, for the majority of the population, this card is not very beneficial, especially given its high price. Merit Platinum is ideal for people who don’t have a credit history, or who don’t have the ideal credit required by other cards. It also offers perks including credit monitoring and …Drought Tolerant. Soil Types: Well-drained loam firm seed bed with pH of 6 or higher. Maintenance: Low maintenance. Seeding Rate: New: 18-20 Lbs. per Acre. Frost Seeding: 10-12 Lbs. per Acre. Planting Date: Spring, Fall, Frost Seed. Planting Depth: ¼ to ½ inch. Download Wildlife Blend Seed Specs >>. 12-point Buck Premium Blend at Merit …MERIT is the Workforce Registry and official system of record for early learning professionals in Washington State. It is an online system used to record and recognize the growth and achievements of the early learning field statewide. In MERIT, you can build a professional profile to: The information collected helps policymakers identify and ...Banking with Merit is easy. We have designed our website to make your experience easy on all of your devices! From accessing your accounts, to learning about our products that work best for you, our new web experience is the place to be. Learn More.The Merit Platinum Card is a merchandise credit card that offers up to $750 unsecured credit line with no credit check or employment verification. It can be used only …Finally, I managed to reach the Platinum Insignia of Merit system. It's quite a long way to reach 291,010 Merit Scores! The clip shows you the last batch of ...Meritorious Medal system was introduced in 2014 as part of Episode 11 Part 2, many players have already maxed it (not me, I’m still struggling with 2nd table... After completing our fast and easy application process, you will receive a $500 merchandise credit line from Merit Platinum. Manage and Protect Your Credit Protect your credit with 24/7 monitoring, annual credit report updates and up to $1,000,000 in Identity Theft Insurance! MERIT is the Workforce Registry and official system of record for early learning professionals in Washington State. It is an online system used to record and recognize the growth and achievements of the early learning field statewide. In MERIT, you can build a professional profile to: The information collected helps policymakers identify and ... Ty! you as well!! So I just learned today my son received the $20K ($5K/y) Presidential Scholarship. He has 1530 SAT, 4.71 GPA, #5/486 in his class, Varsity sport, science oriented, in clubs, worked, volunteered, self taught to play guitar, etc. He's taken quite a few AP's and has passed them all.Once you click “Apply Now”, you will be directed to the issuer or provider’s website where you may review the terms and conditions before applying. While Credit.com always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand ...Feb 28, 2022 · To provide advertising and marketing services. For security and fraud detection, and to debug and identify and repair errors to functionality. To verify, maintain, and improve our products and services. To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations. Application Processing Fee. See website for Details*. Monthly Membership Fee. $177.24 annually ($14.77 per month) One time Card Issuance and Account Validation fee. $0. Late Payment Fee. See website for Details*. Once you click “Apply Now”, you will be directed to the issuer or provider’s website where you may review the terms and conditions before applying. While Credit.com always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand ...Once you click “Apply Now”, you will be directed to the issuer or provider’s website where you may review the terms and conditions before applying. While Credit.com always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand ...Easily and conveniently manage cards and users, view statements, make payments, set controls and alerts, plus much more online or via a mobile device. Existing Cardholder Support : 888-999-3304. Existing World Elite Cardholder Support : 800-229-6800. Email : [email protected] 9, 2022 · Please call 1-800-837-4997 for Customer Advocacy. Merit Platinum Membership: As a Member, you will receive privileges in IDENTITY IQ, MY UNIVERSAL RX Prescription Discount Plan, MY LEGAL ASSISTANCE and MY ROADSIDE PROTECTION Plan. Use of Identity IQ requires activation. Merit Platinum Card: Credit Score: This card requires no credit score; No credit score is required; Annual Fee: The Unique Platinum Card charges a monthly membership fee of $19.95; US$ 177.24 ($14.77 per month); Purchase APR: This card does not feature any Purchase APR; 0%; Cash Advance APR:Fees, Rates, & Cost Disclosure. APPLY NOW. If you have less than perfect credit or no credit, then Merit Platinum is perfect for you. $750 Merchandise Credit Line. Exclusive Member Benefits. Start Shopping Right Away!Merit Platinum is a part of Horizon Card Services, offering unsecured lines of credit and customer service. Apply online for a card with thousands of products and benefits.The perfect starter credit card, the Merit Platinum comes with no interest on purchases, a $750 credit limit, and no credit check. After completing our fast and easy application process, you will receive a $500 merchandise credit line from Merit Platinum. Manage and Protect Your Credit Protect your credit with 24/7 monitoring, annual credit report updates and up to $1,000,000 in Identity Theft Insurance! Once you click “Apply Now”, you will be directed to the issuer or provider’s website where you may review the terms and conditions before applying. While Credit.com always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand ... After completing our fast and easy application process, you will receive a $500 merchandise credit line from Merit Platinum. Manage and Protect Your Credit Protect your credit with 24/7 monitoring, annual credit report updates and up to $1,000,000 in Identity Theft Insurance! After completing our fast and easy application process, you will receive a $500 merchandise credit line from Merit Platinum. Manage and Protect Your Credit Protect your credit with 24/7 monitoring, annual credit report updates and up to $1,000,000 in Identity Theft Insurance! Why Apply for Merit Platinum? If you have less than perfect credit or no credit, then Merit Platinum is perfect for you. After completing our fast and easy application process, you will receive a $500 merchandise credit line from Merit Platinum. Manage and Protect Your Credit.Discover UAH find out what makes UAH the place you'll call home; Apply for Admission tell us your situation and we'll walk you through the admission process; Financial Aid scholarships, grants, loans, and work study opportunities are abundant at UAH; Admitted Students once you're admitted, we'll give you all the info you need to enrollPlease call 1-800-837-4997 for Customer Advocacy. Merit Platinum Membership: As a Member, you will receive privileges in IDENTITY IQ, MY UNIVERSAL RX Prescription Discount Plan, MY LEGAL ASSISTANCE and MY ROADSIDE PROTECTION Plan. Use of Identity IQ requires activation.Merit Platinum Card. Last Updated on August 18, 2023 Credit Needed: Bad Credit OK* $750.00 unsecured credit line* 0% Interest. Fast and Easy Application. No …You can easily apply for the Merit Platinum Card, and with a few simple steps, you can start making purchases on your card. First, in the application page, you need to inform your email and your zip code. Further on the page, agree with all the information and policies of the card’s issuer. Next, you will inform your other personal ... You can easily apply for the Merit Platinum Card, and with a few simple steps, you can start making purchases on your card. First, in the application page, you need to inform your email and your zip code. Further on the page, agree with all the information and policies of the card’s issuer. Next, you will inform your other personal ... After completing our fast and easy application process, you will receive a $500 merchandise credit line from Merit Platinum. Manage and Protect Your Credit Protect your credit with 24/7 monitoring, annual credit report updates and up to $1,000,000 in Identity Theft Insurance! MERIT is the Workforce Registry and official system of record for early learning professionals in Washington State. It is an online system used to record and recognize the growth and achievements of the early learning field statewide. In MERIT, you can build a professional profile to: The information collected helps policymakers identify and ...Overview. Megatouch XL is a multi-game arcade machine developed and released by Merit Industries for arcades (using PC-based hardware) in 1997.. The sequel to the original Megatouch line of machines, Megatouch XL features new hardware based on PC computers (with higher-quality graphics, higher-fidelity sound, and improved game speed). Along …Merit Platinum Card: A Review Feature Detail; Credit line: Up to $750* APR: 0%: Annual membership fee: $299.40 ($24.95 per month) One-time account validation fee: $5 (waived for the first year) Monthly maintenance fee: $6 (waived for the first year) Late payment fee: $20: Returned payment fee: $25:Aug 9, 2022 · Please call 1-800-837-4997 for Customer Advocacy. Merit Platinum Membership: As a Member, you will receive privileges in IDENTITY IQ, MY UNIVERSAL RX Prescription Discount Plan, MY LEGAL ASSISTANCE and MY ROADSIDE PROTECTION Plan. Use of Identity IQ requires activation. Buy Tiny Platinum Star Enamel Badge online from School Merit Stickers. Wide range in stock. Great prices. Free delivery over £30. View prices online! Home; Contact Us; ... School Merit Stickers. 32 Henry Road, New Barnet. Hertfordshire. EN4 8BD. Get In Touch Today. Monday – Friday : 08.00 – 16.30. Call 0800 068 1009.We would like to show you a description here but the site won’t allow us.MERIT is a clean, vegan, cruelty-free minimalist makeup brand. We are the antidote to the oversaturated world of beauty. Safe for Body + Skin + Planet. Skip to content. New — Day Glow in Solstice. Free shipping over $40 and free returns. The Signature Bag ships free with every first order. 0 Shop All; Sets; Complexion; Application Processing Fee. See website for Details*. Monthly Membership Fee. $177.24 annually ($14.77 per month) One time Card Issuance and Account Validation fee. $0. Late Payment Fee. See website for Details*. Merit Platinum Card. The Merit Platinum Card is an unsecured credit offered by Horizon. It’s not a Visa card or Mastercard, so it can’t be used to do all of your shopping, like some of the other unsecured cards on this list. Instead, it’s a store card offered by Horizon, so it can only be used to spend money with Horizon Outlets on ...Collectors also have several inserts to finish via Minted in Merit, Platinum Plating Die-Cuts, Platinum Portfolios, Precious Elements, and Renowned Rookies. That leaves the hits for 2022 Bowman Platinum Baseball, which comes with a mix of autographs, relics and auto relics. The Top Prospects line (1:13 packs) acts as the main signature set.Discover UAH find out what makes UAH the place you'll call home; Apply for Admission tell us your situation and we'll walk you through the admission process; Financial Aid scholarships, grants, loans, and work study opportunities are abundant at UAH; Admitted Students once you're admitted, we'll give you all the info you need to enrollIn the platinum (Pt) group metals are, mainly considered to be (rhodium [Rh], Ru, Pt, and palladium [Pd]) elements, used as a catalyst in a catalytic converter in an automobile. The Pt group metal (PGM) constructions, buildings, designing, and structures have been considered one of the most important functional materials in the fields of ...Merit Platinum has a lower starting credit limit ($750) than Accepted Platinum ($1,000). The monthly fee is nearly identical monthly (at $14.77/month vs $19.95/month for Accepted Platinum). Merit Platinum does not report to any credit bureau and while Accepted Platinum does not explicitly guarantee that they report to any credit bureau, we ...Buy Platinum Award Badge (Pack Of 5) online from School Merit Stickers. Wide range in stock. Great prices. Free delivery over £30. View prices online! Home; Contact Us; ... School Merit Stickers. 32 Henry Road, New Barnet. Hertfordshire. EN4 8BD. Get In Touch Today. Monday – Friday : 08.00 – 16.30. Call 0800 068 1009.Merit Platinum Card: A Review Feature Detail; Credit line: Up to $750* APR: 0%: Annual membership fee: $299.40 ($24.95 per month) One-time account validation fee: $5 (waived for the first year) Monthly maintenance fee: $6 (waived for the first year) Late payment fee: $20: Returned payment fee: $25:BOOST Platinum Card: A credit limit of $750 to get you started. Learn all about the BOOST Platinum Card in our review. Source: The Mad Capitalist. If you have a low or no credit score, it can be challenging to find a card to fit your profile. But the BOOST Platinum Credit Card is designed specifically for people in this situation, so join us as ...Fees, Rates, & Cost Disclosure. APPLY NOW. If you have less than perfect credit or no credit, then Merit Platinum is perfect for you. $750 Merchandise Credit Line. Exclusive Member Benefits. Start Shopping Right Away!Coefficient of Friction (COF): < 0.20. Temperature resistance < 220 °C. Withstands IPA (70%) soaking (up to 24 hours) Withstands 0.9% Saline Exposure (as clinical practice) Colors: Green, Black, Blue, Grey, Clear. We off a variety of PTFE coating options including LubriSkin, DuraSkin, Hardskin, DuraBond and more. Read now for more information.Merit Platinum Card: A Review Feature Detail; Credit line: Up to $750* APR: 0%: Annual membership fee: $299.40 ($24.95 per month) One-time account validation …Drought Tolerant. Soil Types: Well-drained loam firm seed bed with pH of 6 or higher. Maintenance: Low maintenance. Seeding Rate: New: 18-20 Lbs. per Acre. Frost Seeding: 10-12 Lbs. per Acre. Planting Date: Spring, Fall, Frost Seed. Planting Depth: ¼ to ½ inch. Download Wildlife Blend Seed Specs >>. 12-point Buck Premium Blend at Merit …
Aug 18, 2023 · The Merit Platinum Card is one of the few shopping cards that are available in the market that are offering guaranteed acceptance. Unlike other shopping cards, this particular one does not require any credit or employment checks to ensure approval. Approval is guaranteed with this platinum card. The card has been designed to be used as a way to ... . Streameastapp
May 27, 2020. Who is the Merit Platinum card for? The Merit Platinum card is one that has limited uses and benefits. Its $500 credit line can only be used at the online … Horizon Gold Card, Netfirst Platinum Card, Freedom Gold Card, Merit Platinum Card, Group One Freedom Card, Boost Platinum Card, Innovation Platinum Card, Principal Platinum Card, Focus Gold Card. ©2024 Horizon Card Services. After completing our fast and easy application process, you will receive a $500 merchandise credit line from Merit Platinum. Manage and Protect Your Credit Protect your credit with 24/7 monitoring, annual credit report updates and up to $1,000,000 in Identity Theft Insurance! A Gold-level AKC Breeder of Merit, Gayle Watkins of Highlands, North Carolina, puts the “purpose” in multi-purpose dogs: Her Gaylan’s Golden Retrievers have earned more than 140 American and ... After completing our fast and easy application process, you will receive a $500 merchandise credit line from Merit Platinum. Manage and Protect Your Credit Protect your credit with 24/7 monitoring, annual credit report updates and up to $1,000,000 in Identity Theft Insurance! We, at The Daily Beast, take pride in helping you keep more money in your back pocket whenever we can. This is why our team meticulously scour the internet to gather all the finest deals and Merit Platinum coupon codes we come across to provide you with a consolidated, easy-to-access list of potential savings! Dedicated to assisting you in …Merit Platinum Card. Last Updated on August 18, 2023 Credit Needed: Bad Credit OK* $750.00 unsecured credit line* 0% Interest. Fast and Easy Application. No … One card that caters to individuals with poor to fair credit is the Merit Platinum Credit Card, offering a credit limit of up to $800. This article will explore the specifics of the Merit Platinum card, including its pros and cons, and provide insights on how you can qualify for one. Please call 1-800-837-4997 for Customer Advocacy. Merit Platinum Membership: As a Member, you will receive privileges in IDENTITY IQ, MY UNIVERSAL RX Prescription Discount Plan, MY LEGAL ASSISTANCE and MY ROADSIDE PROTECTION Plan. Use of Identity IQ requires activation.The Merit Platinum Card is a store card exclusive to the Horizon Outlet online store. It offers a $750 unsecured credit line and has a monthly membership fee of …As per Federal Reserve Board, credit cards have an average APR of 15% and it can be as high as 17% for accounts that carry a balance. Having a credit card for shopping with 0% APR is some real deal. If you ever opt for cancellation of the Merit account, you can call Horizon Member Services at 1-800-251-6144.If you are a Website visitor ('Visitor'), you may use the Website in order to obtain information about Merit Platinum and the Service and to apply for a Merit Platinum Account. Visitors are not authorized to access any content and/or data available to those individuals that are Merit Account holders. License Grant: As a Visitor to the Website ...The mechanism will be similar to Platinum Insignia, but we will give some fine tunes so that you can use and tailor your Merit Mastery in various situation. Beside of the addition of the new grade, we will also make some adjustment for old contents like: Honor Level Expansion and the introduction of Platinum Insignia Elixir.Oct 12, 2023 · What is the Merit Platinum Card? The Merit Platinum Card is a store card that is exclusively available for use at the Horizon Outlet online store, offering cardholders a credit line of $750 and a monthly membership fee of $14.77. #CONA #FB #PlatinumMeritMaxFYI: 1st tab on platinum merit is for dg/field 2nd tab is for mission warThe Platinum Card® from American Express packs a lot of punch into its metal shell. That shouldn't come as much of a surprise, given that it's among the heaviest and most expensive of the publicly available premium credit cards.. While the current welcome offer alone is worth $1,600 (based on TPG valuations) and the luxury perks — …Merit Platinum cardholder, you’ll have a starting credit limit of up to $750 with the opportunity to increase it. Show that you’re a responsible card holder by consistently paying your bills on time and maintaining a good credit utilization ratio (don’t use more than 30% of your credit limit). These practices can lead to a higher credit ...Merit Platinum Card. Andrew Reyes. September 24, 2020. Annual percentage rate (APR): 0%. Purchase intro APR: None. Rewards: None. Annual fee: …Fees, Rates, & Cost Disclosure. APPLY NOW. If you have less than perfect credit or no credit, then Merit Platinum is perfect for you. $750 Merchandise Credit Line. Exclusive Member Benefits. Start Shopping Right Away!The Benefits of Online Shopping. The ease and convenience of online shopping has made it a popular choice for shoppers looking to save time and money. With a few clicks of a mouse, you can find everything from the latest fashion trends to the perfect gift for a loved one. Plus, you can often find better deals online than you would at a brick ....